Save Money Frugal Tips

Have you ever started a home improvement project and found you needed a special tool to complete it? A trip to the hardware store lets you finish the job, but puts a dent in your bank account for a tool you may never use again. The same issue arises with yard tools that are used only occasionally, such as hedge trimmers or edgers.

How to Save Money on Tools and Yard Equipment

These things can cost big money. But you can you save money on tool and yard equipment purchases if you follow some of the ideas listed below.

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You know… ziploc or freezer bags or even generic sandwich bags?

Does any self-proclaimed frugal ones actually buy them?

I haven’t bought any of these plastic bags in years. You know why not? Because SO much stuff comes in plastic bags already. Bread (when we are not making homemade), frozen vegetables, apples, onions, and potatoes at the supermarket.

This world is FULL of plastic bags. Not only is reusing them good on the pocketbook, it is good for the environment as well. It is really amazing how saving money and saving the Earth go hand in hand.

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I’m in the market for a new computer; my current one is about six years old. So, just to get an idea about what is out there and price ranges, a friend and I headed over to Best Buy.

Of course, the sales-dude swept over and asked if I needed any help. I asked him some questions, found out what could be tweaked on a particular computer (Ordering only what you need and nothing extra on a computer can save you big money!) and then, after he quoted me the price, asked him if he could do any better.

My friend was mortified! “What are you doing?” she cried. “You can’t haggle at Best Buy!”

She’s wrong. While you may not get the actual price of the item changed, you can often get extras for free or at reduced prices. You should try to save money this way on every big-ticket item you buy. I have never paid delivery charges for any appliance or furniture. Negotiating can be fun, and it always saves you money.

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It may be hard, in these tight economic times, to put any money in a savings account at all. While you should concentrate on paying off debt and making sure your family has enough every day, growing your savings is just as important – if not MORE important – than ever.

Am I saving enough money?

Unemployment rates have reached record highs. Businesses are closing and laying off all their workers. Credit is tight and people can’t get loans for new cars or other purchases. Building a substantial savings account is necessary these days.

But the question still remains, “Am I saving enough money?”

Recommendations range from saving three to six months worth of income and keeping that amount on hand at all times. This should give you a cushion, especially if used frugally, in the time before you find another job. However, in this job market, finding a job might take longer than three or even six months. Harsh reality, but important to deal with.

I ask myself this question just like you, “Am I saving enough money?”

Being self-employed, I have to save for all my tax payments, my living expenses, and put aside enough to fill a savings account. Of course, taxes and living come before the thought of putting money aside for a rainy day. But I still schedule a certain amount of money going into my savings account every month, so I do not have to worry, “Am I saving enough money?”

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