Save Money Frugal Tips

Review

“There are a lot of ideas you already know in this book, but at the price, even if you get just a couple of new hints, it could be helpful. Since we know how well our New Year’s resolutions about dieting are going to work out, we might as well resolve to watch our pennies and become more frugal in 2009.”  —Pasadena Star News, San Gabriel Valley Tribune, Whittier Daily News

Frugality isn’t new. People throughout the ages have sought to live better while living within their means, and that’s really what it comes down to for many seniors today. They are looking for creative ways to save money, thereby reducing stress, enjoying a happier and richer life and, all the while, benefiting the environment. Are these seniors tightwads? Hardly. Frugal? Proudly!

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Becoming a single parent is stressful no matter what your life circumstances. The task of raising a child on your own and becomes even more difficult if you lack of quality education. Single parents can improve the circumstances of themselves and their children by improving their education levels. Learn how education can make your life better and increase the chances that your child will succeed in the future.

Single Parents: How Education Can Improve Your Circumstances

Education Improves Single Parent Circumstances – Finances
The most obvious way an education can improve a single parent’s circumstances, is by increasing the potential for making more money. Not only can an educated parent get a better job, their existing boss will be more willing to promote them and give them a raise.

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Are you getting a tax refund this year? If you are smart, you should only be getting a small one.

It is, after all, better to keep more of your pay check each month instead of paying more in taxes and getting a bigger refund.

BUT… if you do have a tax refund coming to you, there are several really smart frugal things to do with it. The following list show what you should do with your tax refund in the order the things should be done for maximum money savings:

1) Pay off interest-bearing loans or debt

The interest charged on debt or loans is the worst waste of money every. If you pay off your debts early or faster, you will have to pay less overall.

2) Purchase safe investments or save the tax refund money.

The best way to save money is to save money. Make your tax refund money work for you by putting it in a high yield savings account, or purchasing some safe investments such as CDs or money markets.

3) Shops sales for large ticket items

Earmark your tax return refund for purchase of large ticket items YOU ABSOLUTELY NEED! Purchasing a washing machine on sale may save you money over going to the laundromat every week. Buying energy efficient air conditioners instead of the old clunker hanging out your window will save money and is more earth-friendly.

4) Stock up on bulk items

Using your tax refund to stock up on bulk food, toiletries, and paper products is a great way to save money. Combine sales with coupons and fill your pantry with enough inexpensive goods to last till next year.

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Bananas are usually one of the cheapest fruits you can find at the grocery store. They are also really yummy, highly nutritious, and able to be used in many different foods (raw, baking, etc.) Unfortunately, bananas also go bad sitting on the counter rather quickly. There are ways to help.

First, purchase bananas that still have a little hint of green to them. My kids actually prefer eating them this way, but they will ripen at home fast enough for those who prefer a banana that is all yellow. Put the banana bunch in a sealed plastic bag. Bananas produce some gas that actually hastens ripening. The bag will help the bananas stay fresh for up to two weeks.

After your bananas are past peak ripeness, there are so many things you can do with them. I bet most frugal and simple living folk know about making banana bread or banana nut muffins. Bananas can also be frozen and used in smoothies or in making fruity “ice cream.” They can even be used to thicken some soups!

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