Save Money Frugal Tips

It may be hard, in these tight economic times, to put any money in a savings account at all. While you should concentrate on paying off debt and making sure your family has enough every day, growing your savings is just as important – if not MORE important – than ever.

Am I saving enough money?

Unemployment rates have reached record highs. Businesses are closing and laying off all their workers. Credit is tight and people can’t get loans for new cars or other purchases. Building a substantial savings account is necessary these days.

But the question still remains, “Am I saving enough money?”

Recommendations range from saving three to six months worth of income and keeping that amount on hand at all times. This should give you a cushion, especially if used frugally, in the time before you find another job. However, in this job market, finding a job might take longer than three or even six months. Harsh reality, but important to deal with.

I ask myself this question just like you, “Am I saving enough money?”

Being self-employed, I have to save for all my tax payments, my living expenses, and put aside enough to fill a savings account. Of course, taxes and living come before the thought of putting money aside for a rainy day. But I still schedule a certain amount of money going into my savings account every month, so I do not have to worry, “Am I saving enough money?”

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In the next few weeks, I will be posting a lot of information about how to save money during this festive holiday season. Of course, saving money is not only in the realm of those who celebrate Christmas. The information on saving money on gifts, decorating, and entertaining will be useful for those who celebrate Christmas, Hanukah, Kwanza, the Winter Solstice, or any other holiday I may not know about.

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What if being frugal made you feel like a million bucks? You’d live a rich and happy life–while saving more money than you ever imagined! If you’re frustrated with your finances, drowning in debt, or just wondering where your money goes each month, don’t despair. For in these pages lies the secret to financial peace and harmony: how to become a frugillionaire. Unlike millionaires and billionaires, frugillionaires aren’t defined by the number of zeroes in their net worth, or the haute couture in their closets. Quite the contrary: frugillionaires master the art of frugality–living richly while saving a fortune. They make the most of the money they have, and treasure those things that money can’t buy. Best of all, becoming a frugillionaire is easy! Just open this book, and you’ll find 500 fabulous savings techniques at your fingertips. Mix and match them into your personal formula for financial success!

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