Save Money Frugal Tips

As the New Year begins, many people struggling in today’s economy may be making New Year’s resolutions that have to do with finances. While some are raring up to attack credit card or other debt, others vow to find ways to make their paychecks stretch further.

According to some sources, after weight loss and quitting smoking, money management and savings goals top the New Year’s resolution list.

There are some small yet significant changes you can make to make the new year better financially. In January, many companies allow you to change your 401k or retirement plans. Maximize your money by putting in as much as the company matches, or even more. Start a saving’s account and put money in it every paycheck before using money for anything else. Even if it is just $5.00 every two weeks, you will be ahead of the game.

More savings tips and tricks will always show up on this blog and the Save Money Frugal Tips website.

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From Publishers Weekly

Departing from the get rich mantra of many personal finance books, Yeager, once dubbed the Ultimate Cheapskate by NBC’s Today Show, instead advises readers to shift their priorities and live well on less in this sensible guide to frugal living. Yeager himself retired from a career as a nonprofit executive at age 46 by saving on expenses large (he and his wife renovated their home themselves and exercise and eat well to cut down on medical costs) and small (he soft-boils his eggs in the dishwasher during the wash cycle). Embedded in the sometimes juvenile humor and aw-shucks prose are some original ideas for conserving cash, such as trying a fiscal fast—going a full week or more without spending any money. Most of all, he urges readers to free themselves from the Money Step, the endless dance of having to earn more in order to spend more. By emphasizing the virtues and satisfactions of living cheaply, Yeager convincingly makes the case that fruga (more…)

Debt has become a reality of life in America. The average adult has thousands of dollars of debt, even without a mortgage. Car leases and loans, rent to own furniture and electronics, “no interest for 90 days” payment plans… All of these things contribute to the ever-increasing debt load most people are burdened with.
The first thing you have to do to free yourself financially is to make the decision to get rid of all debt. Once you make the decision, you should further commit yourself by stating that you will get rid of debt, no matter what it takes. It is tough to pay down debt, but you can, if you attack debt with everything you’ve got.

Paying Down Debt – Methods to Save the Most Money

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You?re young. You?ve used up the handful of decorating ideas you ever had and, frankly, it?s time to take down the tapestries and the pushpin-worn posters. You?re livin? in the real world now, sister. And, you?re broke. So what if your mom thinks you?re sassy and sophisticated?it?s high time you showed everyone else you truly are. In Chick Living, Kris Koederitz Melcher teaches us how to live frugally while oozing fabulousness. Melcher?s got your back with real-life lessons in necessity such as securing renter?s insurance, getting enough calcium in your diet, and when to take your car and yourself in for a routine checkup. We can all learn a lesson or two from Melcher who, in her first year out of college, paid every bill on time and had funds left over for starting a Grown-up Girl wardrobe and a savings account. What?s a Grown-up Girl Wardrobe, you ask? What?s a savings account? Never fear, oh sweet young dear. Help is on the way. It?s an expensive w (more…)