Save Money Frugal Tips

Are you getting a tax refund this year? If you are smart, you should only be getting a small one.

It is, after all, better to keep more of your pay check each month instead of paying more in taxes and getting a bigger refund.

BUT… if you do have a tax refund coming to you, there are several really smart frugal things to do with it. The following list show what you should do with your tax refund in the order the things should be done for maximum money savings:

1) Pay off interest-bearing loans or debt

The interest charged on debt or loans is the worst waste of money every. If you pay off your debts early or faster, you will have to pay less overall.

2) Purchase safe investments or save the tax refund money.

The best way to save money is to save money. Make your tax refund money work for you by putting it in a high yield savings account, or purchasing some safe investments such as CDs or money markets.

3) Shops sales for large ticket items

Earmark your tax return refund for purchase of large ticket items YOU ABSOLUTELY NEED! Purchasing a washing machine on sale may save you money over going to the laundromat every week. Buying energy efficient air conditioners instead of the old clunker hanging out your window will save money and is more earth-friendly.

4) Stock up on bulk items

Using your tax refund to stock up on bulk food, toiletries, and paper products is a great way to save money. Combine sales with coupons and fill your pantry with enough inexpensive goods to last till next year.

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Bananas are usually one of the cheapest fruits you can find at the grocery store. They are also really yummy, highly nutritious, and able to be used in many different foods (raw, baking, etc.) Unfortunately, bananas also go bad sitting on the counter rather quickly. There are ways to help.

First, purchase bananas that still have a little hint of green to them. My kids actually prefer eating them this way, but they will ripen at home fast enough for those who prefer a banana that is all yellow. Put the banana bunch in a sealed plastic bag. Bananas produce some gas that actually hastens ripening. The bag will help the bananas stay fresh for up to two weeks.

After your bananas are past peak ripeness, there are so many things you can do with them. I bet most frugal and simple living folk know about making banana bread or banana nut muffins. Bananas can also be frozen and used in smoothies or in making fruity “ice cream.” They can even be used to thicken some soups!

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Nothing says summer like a new pair of sandals. But who wants to drive around in the heat looking for that perfect pair of shoes? Skip the mall and go to your computer for your next pair of hot summer sandals. Shoe shopping online has never been easier, more convenient and affordable. By learning a few strategies you can be wearing cute Tommy Hilfiger sandals within a few days without paying the designer price.

Shoe Shopping Online Saves You Time and Money – by Rissa Watkins

Learn how to save money on shoe shopping (a favorite past-time of ladies everywhere!) by comparing prices online.

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Review

“…. She gives great tips to stretch a dollar-and again, not just on food. Her recipes are kid and picky-eater friendly-which is another way to stretch a budget….” Carine Nadel is on The Reader’s Advisory Panel of Woman’s Day Magazine”…This one is huge on my list of must have books…” Lisa Knight The Frugal Momma”5 Meals for $5, is loaded with recipes like B-B-Q Ham Sandwiches w/Homemade B-B-Q Sauce and Mexican Beef Enchilada Lasagna, that cost, on average, under $1.60 per serving. With many costing under $1. Including a salad.” –Eric The Bachelor Guy

“…This one is huge on my list of must have books…” Lisa Knight The Frugal Momma –Lisa Knight The Frugal Momma

“5 Meals for $5, is loaded with recipes like B-B-Q Ham Sandwiches w/Homemade B-B-Q Sauce and Mexican Beef Enchilada Lasagna, that cost, on average, under $1.60 per serving. With many costing under $1. Including a salad.” Eric – The Bachelor Guy –Eric The Bachelor Guy
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