Save Money Frugal Tips

When the electricity fails during a winter storm, keeping warm becomes a real concern. Not only is it important for your family’s comfort, but also it can be a matter of life and death for the young, old, or infirm. Practice these methods to keep warm during winter storms with no electricity.

How to Keep Warm During Winter Storms with No Electricity

Keep Warm With No Electricity – Fire

If your home is equipped with a fireplace or wood-burning stove, you are in luck if your electricity goes out. Simply put in a good stock of wood and gather the family around the fire for increased light and heat. It can even turn into an adventure like camping indoors.
To maximize the effectiveness of a fireplace or stove, close up the room it is in and keep everyone inside it for the duration of the winter storm. If the room has no doors, hang blankets across doorway openings.

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It may be hard, in these tight economic times, to put any money in a savings account at all. While you should concentrate on paying off debt and making sure your family has enough every day, growing your savings is just as important – if not MORE important – than ever.

Am I saving enough money?

Unemployment rates have reached record highs. Businesses are closing and laying off all their workers. Credit is tight and people can’t get loans for new cars or other purchases. Building a substantial savings account is necessary these days.

But the question still remains, “Am I saving enough money?”

Recommendations range from saving three to six months worth of income and keeping that amount on hand at all times. This should give you a cushion, especially if used frugally, in the time before you find another job. However, in this job market, finding a job might take longer than three or even six months. Harsh reality, but important to deal with.

I ask myself this question just like you, “Am I saving enough money?”

Being self-employed, I have to save for all my tax payments, my living expenses, and put aside enough to fill a savings account. Of course, taxes and living come before the thought of putting money aside for a rainy day. But I still schedule a certain amount of money going into my savings account every month, so I do not have to worry, “Am I saving enough money?”

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